Local authority payments system upgrading

Local government authorities are often hampered by the need to make payments by cheque but this is done for security and transparency reasons. By the need for a vote on council and multiple signatures it prevents unauthorised payments of taxpayers money. But it is out of date. LGA's need to use credit cards to buy things under guarantee and to use internet banking and there are ways of doing that if the law would allow. They need to have a credit card that can only be used after a vote approving its use with a maximum amount that can be spent on each use, (preferably one that gives cash-back). Statements must be presented for approval and voted on at each and every
meeting.
And they need to be able to do internet banking and do direct debits with council voted approval and several signatures approving each payment on a special form the clerk can present to auditors. This protects council officials and taxpayers to the satisfaction of both while enabling the cost effective use of modern financial structures.